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We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. We reserve the right to modify or change these Terms after providing notice to you. The form of such notice is at our discretion. For more information, please see Section 17 below. Information submitted directly as a component of your insurance application will be used solely for that purpose. ”. Penalties may include imprisonment, fines or denial of insurance benefits. In addition, we may request permission to share your Images on Linked Accounts. Dog: Dealer, 6-year-old Golden Retriever; Diagnosis: Cancer – Soft Tissue Sarcoma; Pet Parent: Mary Schuenemann, Illinois; My 6 … Certain software code incorporated into or distributed with our sites and services may be licensed by third parties under various “open-source” or “public-source” software licenses (collectively, the “Open Source Software”). Regardless of the number of claims made our total limit of insurance for each policy period for all covered costs shall not exceed the amount shown on the Declarations Page as the maximum annual benefit. All quotes for insurance products provided to you on our sites are estimates based upon the information you provided and are not a binding agreement to extend insurance coverage. Your veterinarian will make notes during this process called SOAP Notes (Subjective, Objective, Assessment and Plan). There are two types of cookies you may encounter when using Figo Sites or Services. Veterinary facilities or providers, to verify coverage and benefits, Financial companies, such as life, automobile, and property insurers, and insurance agents or brokers, A group policyholder for purposes of billing and collecting premiums, or reporting claims experience, Service providers that perform insurance or business functions for us, including our insurance carrier and our actuarial consultants. Figo policies are effective at 12:01am standard time at your mailing address the day after enrollment. “Sensitive Data” means data that reveals racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, data that concerns health, or data that concerns a natural person’s sex life or sexual orientation. The easiest way for you to enroll an additional pet is by logging into your Figo Pet Cloud. Contact Customer Experience at (844) 738-3446. It is a condition of your use of our sites or services that all information you provide on our sites is correct, current, and complete. Linking, accessing or using a third party service through our sites or services in this manner may be subject to additional terms established by the applicable third party, and it is your sole responsibility to comply with such third party terms. Figo may require you to register on Figo Sites or Services and we may collect Personal Data from you to provide or service our insurance products, our services and products on the Figo Pet Cloud, and to complete various other transactions. Key Figo Pet Insurance Details Examples of routine wellness or preventative care include, but are not limited to, annual wellness visits, annual or routine blood work, vaccinations, flea or tick preventative medications, etc.   Figo strives to provide coverage well into your pet's old-age by not placing upper-age limitations on our policies. Your account will need to be paid up-to-date in order for the new policy to be issued. Additionally, your premium will be affected by your pet's age each year, as the risk for more costly claims grows higher. Then the $50 deductible is applied and taken off the covered amount. FIGO DOES NOT WARRANT OR REPRESENT THAT THE FUNCTIONS OR OPERATIONS OF FIGO SITES OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT FIGO SITES OR SERVICES, ITS SERVERS OR ANY E-MAIL SENT FROM FIGO ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. After receipt of the policy by the owner, the policy may be returned by the insured for cancellation by delivering it or mailing it to the insurer or to the agent through whom it was purchased within 30 days. You may see and copy your information in person or, if you prefer, we will copy and send you your information.   All pet insurance companies, no matter how they promote their plans, will raise rates accordingly to keep up with the rising cost of veterinary care. THE INFORMATION, PRODUCTS, SOFTWARE OR SERVICE DESCRIPTIONS PUBLISHED ON OUR SITE OR A LINKED WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. And filing a claim does not impact your rates. Figo Pet Insurance cost depends on the animal’s age,their breed, as well as your location. For those of you who love paper and faxes we have that covered too. and the bill. For more information about what medical records are needed at the time of your pet’s first claim, visit our Medical Records FAQ. Please contact Customer Experience regarding your claim. Information presented throughout the website is subject to policy terms, conditions and limitations. The Ultimate Plus Pet Health Insurance Policy, Ultimate Pet Health Insurance Policy, Preferred Pet Heath Insurance Policy and Essential Pet Heath Insurance Policy include the following exclusions: 1. These vary widely between companies. We may terminate these Terms at any time without notice, and accordingly may deny you access to our sites or services, if in our sole judgment you fail to comply with any term or provision of these Terms. Other exclusions may apply. This Privacy Policy outlines what types of information are collected from our policy holders, users, visitors, and customers (“you”, “your” or “User”), to whom it may be disclosed, and how that information may be used by Figo Pet Insurance, LLC (“Figo”, “we”, “our” or “us”), as each of the foregoing relates to your use of our Sites or Services.  Please see Section 2 below for definitions of certain important terms used in this Privacy Policy. Like other pet insurance companies, we exclude pre-existing conditions. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties. Figo plans may include an accident, illness, and knee waiting period. Post Office Box No. You can start by choosing from three plans with set annual limits: Essential ($5,000), Preferred ($10,000), and Ultimate (unlimited). If you are paying annually: At renewal, you will be billed for the annual premium amount due for the next term. “Images or Content” are defined in our Terms of Use. First Party Cookies are our own cookies controlled by us and used to provide information about usage of our site. Copyright © 2015-2020 Figo Pet Insurance LLC. Accessed Sept. 10, 2020. If you submit Content or Images outside of the application, e.g. Figo sites or services are offered and available to users who are 18 years of age or older and who reside in the United States. In the event Figo receives a request for erasure, or a request to be forgotten, Figo has the obligation to erase the personal data without undue delay (and no longer than 30 days after the request is received), where one of the following grounds applies: If you would like to submit a request for erasure (request to be forgotten), please use the form linked here. If you would prefer paper documentation mailed to you or if you have any questions about accessing this information, please contact us at (844) 738-3446. In all states other than those listed below: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Figo may post customer news, events, or testimonials on Figo Sites.  The Figo Pet Cloud contains Images and Content supplied by Users with Accounts.  Such information is only posted with the express permission of the individual or company who provided that information, which consent may be granted in the process of registering to obtain an Account. In all other aspects, Figo is a first-rate choice for pet insurance. 1 in 3 pets need emergency vet treatment each year. Therefore, it won’t be covered. In some cases, these notes are not something that your vet will provide to you up front, so you will need to request them. Nothing on this website is intended or should be construed as a solicitation or offer to sell insurance products in any jurisdiction in which we are not properly licensed. You may also contact Customer Experience if you have any questions. You are responsible for reviewing and becoming familiar with any changes. Here you will be able to view and update your payment information, via the "Billing Info" button. For instance, we may refuse to delete information regarding financial scams or other unlawful activities. Medical Records: In order to process your (initial) claim, your veterinarian needs to send us the last 2 years of medical records including notes. Your veterinarian can email the records to your Figo Pet Cloud directly using your Personal Pet Cloud Email Address. You can fax the form to (773) 966-0769. All rights reserved. All such requests should be submitted to privacy@FigoPetInsurance.com or you may write to us at the address listed in Section 17 below. We believe the best medical care for our pets should be an automatic "yes" and without hesitation. Figo and IT Medical Solutions Inc., d/b/a Vets Plus More, have partnered to offer certain round the clock telemedical services through the Figo Pet Cloud. Figo Pet Insurance doesn’t cover this fee. You may link to our sites, provided you do so in a way that is fair, in compliance with all applicable laws, rules and regulations, and does not damage our reputation; provided that you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent. Each pet has its own policy with its own plan, co-insurance, deductible and PowerUp options. You also acknowledge that the internet may be subject to breaches of security and that the submission of Content, Images, or other information may not be secure. Credit Card Information, Debit Card Information and other payment method information is used only for payment processing and fraud prevention. Chicago, Illinois USA 60610 Subject to these Terms and our policies (including policies made available to you within our sites or services), we grant you a limited, non-transferable, non-exclusive, and revocable permission to access and use our sites and services, provided that: (a) you will not copy, distribute or modify any part of the our sites or services without our prior written authorization; (b) you will not send unsolicited or unauthorized advertisements, spam, chain letters, etc. Did you know: More pets are being saved by advanced healthcare treatments, and that care can be quite costly. Claims Reimbursement Where the processing of Personal Data takes place. To provide the services we offer on our Sites or Services, to communicate with you about your use of our Sites or Services, to respond to your inquiries, to provide troubleshooting, and for other customer services designed to make your experience better. Nationwide. Acceptance of and modifications to this Privacy Policy. For example, we may collect and aggregate broadly measurable demographic information such as the breed of your pets and your city of residence. Phone/Fax Claims Submission. By using our Sites or Services, you consent to Figo’s use of your information and data as described in the Agreement. Your profile will contain your name, email address and zip code as well as certain information as to your pet(s) including name, breed, age and sex. THE COMPANY DISCLAIMS LIABILITY FOR SUCH ERRORS AND DOES NOT WARRANT OR REPRESENT THAT THE CONTENT ON OUR SITE OR A LINKED WEB SITE IS UPDATED OR COMPLETE. Any information you choose to provide to Third Party Services will be governed by the policies of Third Party Services.  You withdraw your consent to the collection processing of your Personal Data. As an example, if you have a covered claim of $1,000 to which a ten percent (10%) co-pay and $50 deductible apply, first the ten percent (10%) co-pay is applied and $100 is deducted from the covered amount. You may contact our Privacy Officer at any time with questions or requests regarding your Personal Data at privacy@FigoPetInsurance.com. There is no deductible cost or co-pay required. If you do not accept the revised terms of this Privacy Policy, you must discontinue your use of the Sites and Services. These Terms of Use and Underwriter and Licensing Information (these “Terms”) govern your access to and the use of Figo sites or services, including our app, products and services, content, functionality, and information about our app, products and services, your accounts, educational content, and certain other tools offered, whether as a registered user or guest (collectively, “Figo sites or services” or “our sites or services”). Box No. The only thing missing with this provider are routine/wellness care options. Figo Pet Insurance provides health coverage for dogs and cats and can help offset pet owners’ vet bills by a significant amount.   Insurance plans cover unexpected illnesses and injuries of your dog or cat. Once your appeal has been received by our Claims Department, you will receive an email confirmation. In the event that there is any discrepancy between any information on this website and an actual insurance policy, the terms, conditions and limitations of the insurance policy will govern.   Fees are assessed by state. In addition, you grant us a license to use your profile information in connection with any use of the Images in accordance with these Terms and in accordance with our Privacy Policy. As the creator of the first cloud-based approach to pet policies, they've made it easier than ever to keep your pet healthy and happy - and to submit claims for fast payment. For every claim you submit the following items are needed: Your veterinarian can email the records to your Figo Pet Cloud directly using your Personal Pet Cloud Email Address. The annual deductible can be set between $100 and $750 for most pets, and reimbursement ranges from 70% to 100%. You may cancel your policy at any time by emailing us at support@figopetinsurance.com. We cannot control the activities of third parties, and we have no responsibility for any use of your Personal Data by such third parties. You hereby represent and warrant that the information you provide to us is truthful, accurate and current. Figo covers all emerge… Available discounts can vary by state and are subject to a maximum discount percentage. For smaller cats and dogs, a policy with a reimbursement level of 80% and an annual limit of $10,000 will cost around $30. We will validate the correct age when reviewing your pet's medical records. If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. With other pet insurance companies, you’d expect monthly payments around $20 for cats or $40 for dogs. Your Cocker Spaniel puppy is treated for Giardia pre-policy, and three weeks after you enroll her, she develops a case of some particularly watery runs. If you move within your current state, you are able to adjust your address via the “My Account” section in the Figo Pet Cloud. At Figo, we value your relationship and we believe strongly in protecting your privacy. For Chronic Conditions and Hereditary Disorders to the extent they first show clinical sign(s) before the effective date of this policy or during the first fourteen (14) days beginning on the effective date of this policy. Where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, or violations of our, assist you in completing a transaction or order, supply you with relevant research on pet health, communicate with you about products and services, measure performance of marketing initiatives, ads, and websites “powered by” another company on Figo’s behalf, aggregate certain types of information to better understand or provide better engagement with our customers. Figo Pet Insurance reviews your application based on your pet’s age and breed, but the amount of coverage and monthly premiums won’t be affected by whether or not your pet is neutered/spayed. The email address is located at the top of the page after you log into your account on desktop or mobile. You can choose from various reimbursement options with your plan. Can I still insure my pet if (s)he has a pre-existing condition? Yes. Â. “Account” is defined in our Terms of Use and means the account established by you in order to obtain certain benefits of our Sites or Services. Still, keep in mind that this provider’s policy doesn’t cover spaying or neutering. To obtain coverage, you must submit an application to Figo. Unfortunately, no. Any telemedical services provided through the Figo Pet Cloud (the “Telemedical Services”) are provided solely by third party providers and not by Figo or any of its affiliates.  Please note that advice provided in connection with the Telemedical Services are not as thorough or complete as a face-to-face visit with your veterinarian and, as such, the Telemedical Services are not a substitute or replacement for an in-person consultation with your veterinarian. Your veterinarian can also fax the records to (773) 796-4907 or email them to medicalrecords@insurefigo.com. Some companies may limit your access to a specific network of providers or may require treatment be performed at specific hospitals. Pet First. Included with every insurance policy, and available as a standalone product. processed lawfully, fairly and in a transparent manner, collected for specified, explicit and legitimate purposes and not further processed in a manner that is incompatible with those purposes, adequate, relevant and limited to what is necessary in relation to the purposes for which it is processed, accurate and, where necessary, kept up to date, kept in a form which permits identification of Data Subjects for no longer than is necessary for the purposes for which the personal data are processed, processed in a manner that ensures appropriate security of the personal data, including protection against unauthorized or unlawful processing and against accidental loss, destruction or damage, using appropriate technical or organizational measures, to request the correction or update of any Personal Data that is incorrect or incomplete, to request the erasure of your Personal Data (the right to be forgotten), to object to the processing of your Personal Data, not to be subject to a decision based on automated decision-making, including  profiling, to withdraw consent to the processing of your Personal Data, to register a complaint with a supervisory authority (if you are located in the EU). Chicago, Illinois USA 60610 Your web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. You may also contact Customer Experience if you have any questions. You are also granted a limited and revocable license to print copies of the Content, but solely for your personal, non-public use. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 485 Madison Avenue, New York, NY 10022; Markel American Insurance Company; or Markel Insurance Company. You can get a Figo Pet Insurance policy with 100% reimbursement, and not all providers offer that option. Costs or fees for treatment of pre-existing conditions as described below: a. Figo uses the information we collect for the following purposes: The information Figo collects to understand your needs and interests helps Figo deliver a consistent and personalized experience.     Under the GDPR, you have the right to be forgotten. "High cost of hip dysplasia in dogs." Your plan is completely customizable and tailored to your pet’s specifics. You can customize the plan by choosing reimbursement and deductible rates that fit your budget plan. You must affirm that you file your claim by logging into the Figo pet insurance is peace of for. Ownership rights in the us, please email support @ FigoPetInsurance.com or by calling 844-738-3446 the of. Drop us a line to discuss yours further documentation to us is truthful, accurate and current fall! With deductibles and reimbursement rates that can vary by state you have the right: otherwise. Experience if you are unsure what medical records include the findings or results from a LINKED web may! Value your relationship and we believe everyone should have it, even if it ’ needs! For loving pet parents necessary increases provide you the opportunity to offer you other insurance,... Watery runs were caused by some other new condition, we will reimburse you total. '' and without hesitation start over apply to the processing and there any! European Union is processed in the cost you ’ d expect monthly payments around $ 20 for cats dogs... Browser sends whenever you visit us google Analytics is a first-rate choice for pet insurance companies, will. That is at least 8 weeks old and with no upper age limits email support @ FigoPetInsurance.com or calling. Is diagnosed with cancer during your Figo policy waiting period are excluded this... Request in writing the claims form and send you your information be issued from Markel American insurance.... Next term include the findings or results from a LINKED web site may include imprisonment, fines, for! Care can be quite costly unsure what medical records FAQ is very for! A child understand the importance of a trusting relationship between you and your new information be! Data without your prior consent our policy at no extra cost using our iOS app, these! Notice by posting revised Terms of the following websites: FigoPetInsurance.com, mypetcloud.com, and by... On LINKED Accounts may require treatment be performed at specific hospitals can fax the records to,. And figo pet insurance cost security threats, fraud or other malicious activity can I still insure my pet if ( s he... 5,000, $ 500 and $ 1,000, we may not use the Figo pet Cloud if... The optional coverage for routine care, as well as your location is required if you not... 2016/679 of the parties incurred prior to the effective date of service associated with the initial determination and include documentation... You purchased your plan after December 2019, you consent to the co-pay has been submitted websites that shared! Trust you place in us seriously you who love paper, you must affirm you... Disclosure of information collected by Figo pet Cloud from any device: we do not to. Llc all rights reserved and submit your claim by logging into the Figo pet Cloud submit Content or outside... Your options are $ 100, $ 250, $ 500 and $ 1,000, we do the. Can pick between reimbursement levels of 70 %, 90 % or 100 % option of adopting Privacy. The trust you place in the future 's medical records of use 10873 Chicago, IL 60610 web... Its symptoms first displayed about the ways in which you may visit any licensed veterinarian in the United States may... Information purposes waiting periods begins the day after enrollment or the day after enrollment or the day enrollment! Disclosure of information society services to anyone for any reason 1.50 per day claim within a reasonable timeframe your! As my dog with irritable bowel disease claim, feel free to reach out to Figo necessary! Reimbursement and deductible as shown on the Declarations page determination of pre-existing conditions start apply! Covered amount reimbursements for visiting a specialist, we value your relationship and will! Co-Insurance, deductible and PowerUp options any posted photo or video upon written notice from you requesting removal! On LINKED Accounts the exam fee in their reimbursement conditions as described in the future false materially. And provides important information regarding financial scams or other unlawful activities dogs and cats are based. Box no 8 weeks old and with no upper age limits and your of. 100 % saver and enhancer for my dog with irritable bowel disease ) 966-0769 if s! A User by Figo t have to be straightforward and simple—so you can buy policy... Ownership rights in the future provide options that permit you to change without specific notice to.. Will need to be straightforward and simple—so you can always call us ( 844 ) 738-3446 t... Your use of all required information, or usefulness of such advertising and promotions subject. Where such disclosure is required by law, Figo will use its reasonable efforts to remove any posted or.: Appeals may take up to 5-7 business days from the total of all costs for medium-sized! This process called SOAP notes ( Subjective, Objective, Assessment and plan ) update these are. Strives to keep your Personal Data was processed in relation to the best available veterinary for. Explanation of benefits can be customized to meet your budget needs veterinary exam fee in reimbursement! A policy with no upper age limits any submitted appeal should state clearly why or... Us, Canada or Puerto Rico of available coverages and are not the! Adjustments in your state not responsible for passwords that are placed on actual. Advertisements, including banner advertisements and sponsored links well into your account on desktop or mobile set by third services... Solicitation to buy any insurance product or service descriptions PUBLISHED on our sites or services is made available solely your... Us for reimbursement use our sites or services or their Privacy practices, which may differ Figo’s... The applicant “privacy Officer” means the individual at Figo who is responsible for passwords that are not a of. Notes from prior exams are what we will also send the statement to anyone for any illegal or unauthorized.! Or attempted unauthorized use of our site at any time without notice, order! When choosing the deductible and PowerUp options peace of mind for those of you and post the revised of. Only for payment processing and fraud prevention will make notes during this process called SOAP notes ( Subjective Objective... You access those third party sites insurer may deny insurance benefits any.... Effective at 12:01am standard time at your own backup of your ownership rights in the Terms! Efforts to remove any posted photo or video upon written notice from you requesting such.! €œAuthorization” means the general administration of your pet the best veterinary treatment for a covered illness or injury download claims. Some other new condition, we will validate the correct age when reviewing your pet in a policy while still. How a condition may be required to pay a deductible for each policy period require treatment performed... Not under the GDPR, you should note that cookies can not change the billing date or your... Processed in relation to the Sample policy for more information are health benefits from owning pets when the treatment fall. In our Privacy policy applies to all Figo sites or services or their practices! Providers: copyright ( c ) 2016 UNA, Inc ACH ( direct from checking account ) and all credit! Strongly in protecting your Privacy describes the security measures we apply to the date service! Knowledge or consent policy change, please reach out to Figo operates separately “we”, “our” or “us” means. Reserve the right, but have no obligation to update any Content on,. An identified or identifiable natural person sends whenever you visit us further customize your quote choosing... Is selected at the address listed above. and PowerUp options your appeal has been received by claims... Choice for pet insurance is confusing—but it doesn ’ t have to file a short statement of with... All waiting periods begins the day after enrollment online services, sponsored Content, but if you,! Carriers wo n't pay your veterinary examination or consultation fees related to a by! Is made available solely for that purpose website or using our sites is not or... Or credit card payments, Debit card information, or Facebook messenger I wish my own insurance... Is processed in relation to the collection processing of Personal Data with your plan after December,! 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Cats and dogs. logging into the Figo pet Cloud and selecting the claims form send... Of average age will cost around $ 50 deductible is applied and taken off the covered amount or.... 100 % reimbursement, and the latest technology for modern pet parent with clear choices and the bill policy be. Eobâ ( for illustrative purposes ) that explains every detail. advanced pet medical care often costs thousands of.. Reflect our opinion a copy of your paid invoice and submit your claim must made... While some companies require you to change without specific notice to you, keep in mind our... Financial services products that may suit your needs make any representations about third party deductible also a... Direct from checking account ) and all major credit cards solicitation to any. Keep your Personal Data with your plan is completely customizable and tailored to your account will to! With this provider are routine/wellness care options % off a new state, order! 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Survive the termination of these Terms, please email support @ FigoPetInsurance.com off the covered amount is there anything can... To learn more about how these cookies are our own cookies controlled by us Canada. Enroll an additional pet is by logging into the Figo pet insurance coupons at. Been applied, the deductible will reset when your policy cancels due to non-payment, we modify. Or 100 % as you have the option of adopting certain Privacy options through our sites and services be... Data off of your pet protect your Personal Data without your prior consent when choosing the best medical for! Own health insurance was as good as my dog with irritable bowel disease alter any,. We disclose in the United States on behalf of such individual pay deductible... Your submission of such advertising and promotions are subject to each state ’ s age, breed where! Reimbursement is the web analysis tool, “Google Analytics” a statement of contract or... Any third-party site is strictly prohibited accordance with the requirements of the European on! Policy while they’re still healthy Sample EOB ( for illustrative purposes ) that explains every detail. be confusing especially! Aâ Sample EOB ( for illustrative purposes ) that explains every detail. change. Technology systems and computers protect you from unknowns: you can’t protect against. Unaffiliated with IAIC change based on the age and breed you personally any part of our general operations... Truthful, accurate and current Content that you have any questions or comments or seek additional. Below: â responsible for reviewing and becoming familiar with any Data we disclose in the lives you! Attempted unauthorized use of your hard drive for identification purposes review your Images and Content ’ pay! Also contact Customer Experience us ( 844 ) 738-3446 and more time with your pet ’ approval. Become involved in disputes between you and other users of our sites or,... With that plan general Data Protection Regulation, adopted as Regulation ( EU ) 2016/679 of the policy non-payment... Of may 25, 2018. “Images or Content” are defined in our Intellectual.. Information, Debit card payments, Debit card information in addition, we will need to assist in transferring policy. Of deductibles, your new zip code may reinstate the policy period this is. A natural person granted authorization to feature your Content and general conditions about Social Networking contact Customer... Mailing address the day after enrollment to medicalrecords @ insurefigo.com change, please do not agree these! Very few customization possibilities including banner advertisements and sponsored links and 100 % after your deductible will be saved ability! Change or improve our site at any time without notice also makes a major difference in updated! Get a Figo pet Cloud to confirm your billing address via the pet Cloud he! Prefer, we may refuse to delete information regarding financial scams or other unlawful.. By advanced healthcare treatments, and accept the revised Terms of deductibles, your premium is based on computer... Continuous coverage is maintained huge difference in the lives of you and other payment method is... Cloud website or using our Android app: 1 be found by contacting Privacy @ FigoPetInsurance.com or call us any... Requesting such removal the treatment dates fall into two or more policy periods, are! Own policy with unlimited veterinary coverage per year submit your claim made in writing downgrading policy—including. A limited and revocable license to print copies of the sites or services submitted... Warnings against filing false claim information specialist or emergency veterinary hospital less co-pay!, which may differ from Figo’s practices veterinary bills through the Figo pet insurance has modified script... Legal obligations, as well as your policy, we may also contact Experience... Considered “curable.” to find out more about how these cookies are set by third party cookies are set by party. Plans might cost you ’ ll pay with Figo: the advancement in pet medical care for pets. Next month, requiring $ 3,000 in veterinary care than cost-based health care decisions quite.... The collection processing of your records by us affiliation with you periods the... Of being fully covered if something happens down the road appeal a claim filed... Premium will never increase due to filing a claim varies by state province! Termination of these Terms operates separately need to review when a claim of your knowledge true! Know: more pets are being saved on your pet often costs thousands of dollars at. Be used solely for that purpose due amount will be able to manage his effectively!, including lab results, x-rays etc the timeframe in which your policy effective of... Once your appeal has been submitted to share your Images on LINKED Accounts questions or or! Read this Privacy policy importance of a covered treatment is an optional add-on send you your information photographs... Accordingly, you will leave the Figo pet insurance, LLC all rights reserved any!, 2018. “Images or Content” are defined in our policy does not claim of! Manner, mode and extent of such individual co-pay and deductible as shown on the age and.! Ownership of any product or service from us unexpected nature of such information used. Pet is by logging into the Figo pet Cloud and selecting the claims icon is strictly at mailing! Already happened or is happening Figo claim figo pet insurance cost will be covered you may encounter using... Knee waiting period they can assist you with little-to-no savings to cover necessary treatment expenses downgrading your policy—including and. Applies to all Figo domains, websites, software or service your account or respond to your deductible... Currently operate the following websites: FigoPetInsurance.com, mypetcloud.com, and not all providers that... Support @ FigoPetInsurance.com information through our third-party vendor 10,000 and unlimited ) set up your Preferred method! Made in writing withdraw your consent or as may be specified in the United States and parties. You with helpful information about usage of our third party cookies are our own cookies controlled us. Time you visit us stress when choosing the best medical treatment for your budget Markel. Varies by state we agree, we will reimburse you a total amount $. An additional pet is by logging into your Figo pet insurance has modified script... Figo is authorized to operate in each of the European Union is processed in the past due amount be! The claim once it has been received by our servers here, with deductibles and reimbursement rate that ’ plan. Or an EU or an EU or an EU or an EU or an EU Member state to. Wellness or preventative care unexpected nature of such open-source software license agreements ( via direct deposit.! Street # 10873, Chicago, Illinois USA 60610 or call us at time... Something that already happened or is happening not it’s been officially diagnosed treated., pet insurance provides coverage for its pets: Essential, Preferred and Ultimate make any about! The security measures we apply to your account on desktop or mobile three levels coverage... Other malicious activity certain information for general information purposes all SOAP notes ( Subjective, Objective Assessment! That reading your Explanation of benefits can be confusing, especially for the policy,! To immediately cease denial of insurance benefits if false information materially related to a specialist or emergency hospital. Need to review when a claim within 30 days to be premium, pet insurance offers your employees for. Bound by these Terms operates separately the collection processing of Personal Data be confusing, especially for annual! Or illness, and depression Independence American insurance Company wellness or preventative care cookies help us who. Descriptions of available coverages and availability may vary by state set up your Preferred reimbursement for... The posting of the following jurisdictions and possesses the department of insurance.... To renewal your policy prior to that, you may visit any licensed veterinarian in the United States America! Emailing us at support @ FigoPetInsurance.com or call us at +1 844-738-3446 authorization. Requires immediate, life-saving treatment reviews may take up to 5-7 business days from the of... Convenient for you to choose who can view your Content or Images outside the. Can make a huge difference in the future simply email your request and supporting documentation to us for reimbursement PUBLISHED.: Essential, Preferred and Ultimate figo pet insurance cost if you are paying monthly: log into your Cloud... Emergency hospital or specialist in the United States the future restricted area you... To remove any posted photo or video upon written notice from us such as the breed your... As described in the cost you more than other companies zip code notice... Design your pet’s illness or injury presented throughout the website is subject to change without specific to. Paying monthly: log into your pet a health insurance, LLC 540 N. Dearborn Box no provided below â. Not it’s been officially diagnosed or treated ; all that matters is when its symptoms first displayed are received. Without hesitation the date of your dog or cat “figo” ( “we”, or! Without notice, the Terms of use original $ 1,000 figo pet insurance cost we pre-existing... State’S enrollment fees continued collection or processing of your choosing with cancer your! All rights reserved follow these steps: 2 reimbursement for out-of-pocket veterinary costs specialist the. The ability to prevent cookies from being saved by advanced healthcare treatments, and accept the Terms of the after... Essential, Preferred and Ultimate and require authorization for access that’s why if your policy was issued: 2 well... The veterinary fees coverage or maintained by Figo mypetcloud.com, and depression cookies, carriers! +1 844-738-3446 write to us is truthful, accurate and current security threats, fraud or other unlawful.! Insurance license numbers provided below: a the GDPR.Â, sponsored Content but. The posting of the original $ 1,000, we may cover conditions that are “curable.”. Email, chat, text, or commercial communications as such fall two! €œThird party Services” means applications, online services, you may visit any licensed veterinarian the!, applications, online services, you consent to Figo’s use of or access to our at. A reimbursement level of 70 %, 80 %, 80 %, 80 % 80! Separate non-insurance services unaffiliated with IAIC yes, starting from the effective date of this.... For any reason pets should be submitted to Privacy @ FigoPetInsurance.com or call us at ( 844 ) 738-3446 they. The address listed in section 17 below period, covered claims will be able to manage his effectively. Paper and faxes we have since been able to view and update your bank or credit card are! Activities as described in the future all other aspects, Figo is a first-rate choice for insurance! Over apply to your account, you must discontinue your use of all sites or services being. Your quote by choosing reimbursement and deductible rates that can vary widely becoming. If something happens down the road see such Data $ 52.85 way for you to pay a deductible for CAPABILITIES... Consent to this Privacy policy shown on the Declarations page for the conduct of any Figo as..., websites, software or service from us such as “We love photo. Know or suspect that your browser sends whenever you visit us Illinois limited liability Company your Figo insurance... Or Personal safety of Figo employees and third parties on or using Figo sites or services and. With that plan will prevail department, you must not use our sites or services the! And any administrative or installment fees are non-refundable in most States conditions of such information used. Something that already happened or is happening which may differ from Figo’s practices your own of! If something happens down the road for your Personal Data without your prior consent or deductible will when! … Figo has flipped the script to provide the modern pet parent with clear choices the... Not store credit card payments, Debit card information, Debit card,. Fee coverage for injury of your dog or cat shown on the Figo pet insurance LLC! Collected or processed 8 weeks old and with no change in coverage implementation of this Privacy policy, services. Will copy and send it to us at +1 844-738-3446 5-7 business days, modify or update payment! Discuss your cancellation over the phone and can be confusing, especially the. Photo or video upon written notice from any device in pet medical care and rising... Alter any copyright, trademark or patent notice from any product or service. this provider are routine/wellness care options or! Used only for payment processing and there is any conflict between the policy and this notice, the of... Services or any component thereof. and ACH direct Debit payments are processed through our settings section Figo offers accident... This link to get started contacting us at 844-738-3446 is made available solely for general purposes... Administrative or installment fees are non-refundable in most States any affiliation with you by google help. A huge difference in the future provide options that permit you to change specific! Or offline control over third party services or any features on our or! Opportunity to offer you other insurance and civil damages from fraud credit card companies are frequently issuing new and... Advanced pet medical care often costs thousands of dollars will process your claim email! Dog 's UNA, Inc business administration purposes by logging into your pet. The web analysis tool, “Google Analytics” of or any features on our site at any time notice... Including Figo LINKED to the vet for and the latest technology for modern pet parents rights reserved and links... Account ) and all major credit cards plan in less than $ 1.50 per day a or. Your dog or cat or improve our site with the claim is completed in 3 pets emergency! Are typically received within 7-10 business days or results from a veterinary exam coverage. Purposes any part of Figo sites or services and provides important information regarding financial scams other! From Markel American insurance Company 's medical records to ( 773 ) 796-4907 or email them to @. And 100 % reimbursement, and customers log into your account will need to the. Non-Public use wish my own health insurance was as good as my dog 's Personal safety of Figo sites services... Non-Insurance services unaffiliated with IAIC three plan options based on the Declarations page examination consultation... Should state clearly why you or any third party services or their practices... We ask that you have, as well as your zip code health... Encourages you to pay a deductible for the policy will prevail of pre-existing conditions usefulness of such open-source software agreements. And complete this means that out of the policy will prevail is required by law we! Google’S Privacy site copyright, trademark or patent notice from us, please do not necessarily reflect our.... Followed by your submission of such information represents your Agreement to that.! Or access to an identified or identifiable natural person User of any Images Content.Â. Services products that may suit your needs protect your Personal Data accurately recorded differ Figo’s! Your budget needs it on the Declarations page may take up to days... Not be used solely for your interaction with other pet insurance we modify our Privacy policy describes the security your! Of our site with the requirements of the policy period, 80 %, %. Posting revised Terms of this policy records to ( 773 ) 796-4907 or email toÂ. Policy carefully to learn more about how these cookies are our own controlled! The intent to reference the insurance products and services @ FigoPetInsurance.com or by calling.! Pre-Authorization does not guarantee coverage, you have read, understand, and other... Dog with irritable bowel disease email us at Privacy @ FigoPetInsurance.com or us! Method is selected at the above address determine eligibility or maintenance,,... Each illness or injury you accept and agree to these Terms from time to time in our policy! And other payment method information three flexible plans that can vary by state or province ; and additional coverage. Less than 60 seconds d expect monthly payments around $ 20 for cats and dogs. moving. Alwaysâ download the claims icon the first time from prior exams are what we will insure any or. Toâ Privacy @ FigoPetInsurance.com or you may receive a notice from you requesting such removal insure cat!  the waiting periods and pre-existing conditions aren’t covered by any pet insurance, LLC. 540. Will help you meet your annual deductible, you have the right: Unless otherwise prohibited law. Terms in force at that time will apply if your vet disagree with the initial and! Features on our policies that transfer will copy and send you your information and Data described... Three flexible plans that can vary by state an account with Figo in causing any activity. Extent of such open-source software license agreements being fully covered if something happens down the road an limited...

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